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IRS Announces 2026 Health and Welfare Limits

October 20 - Posted at 8:26 AM Tagged: , , , , , ,

Earlier this month, the IRS issued Rev. Proc. 2025-32, which announces the 2026 indexed limits for certain health and welfare benefits.  This is in addition to the limits the IRS announced in Rev. Proc. 2025-19 on May 1, 2025. 

Health and Welfare Limit Changes

20252026
HSA Contributions$4,300 for self-only coverage $8,550 for family coverage$4,400 for self-only coverage $8,750 for family coverage
HSA-Compatible HDHP Deductible$1,650 for self-only coverage $3,300 for family coverage$1,700 for self-only coverage $3,400 for family coverage
HSA-Compatible HDHP Out-of-Pocket Maximum$8,300 for self-only coverage $16,000 for family coverage$8,500 for self-only coverage $17,000 for family coverage
Health FSA Salary Reductions$3,300$3,400
Health FSA Carryover$660$680
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